Getting insured when you come home to Ireland
A lot has been made recently about the difficulties some people are having in getting insured upon returning to Ireland. Unfortunately, this is a real problem and it may well prove to be a stressful process for you.
By following these simple tips you’ll give yourself the best possible opportunity of getting the right type of policy – at a price that won’t send your head spinning.
1. Get an Irish licence
If you have an EU or international licence and are planning on coming home permanently or for longer than a year, you should exchange it for an Irish one. Although it depends on where you’ve been living, this is generally a fairly straightforward process. Having an Irish licence can help lower your premium.
2. Your no claims bonus
Unfortunately if you’ve been away for more than two years it’s likely that your Irish no claims bonus has expired. The good news is that it’s possible to transfer your no claims bonus from wherever you’ve been living as long as you can provide proof of this record. Contact your foreign insurance company to get the necessary information.
3. When were you last insured in Ireland?
Find out the specific details of your last Irish policy and when you were last covered here in Ireland. This information can be important when applying for new quotes.
4. Choose your car wisely
Before you splash out on a flashy sports car, speak to us first. We can advise you on the best makes and models to help lower your premium.
5. Let GMIB.ie do all the hard work!
At GMIB.ie we compare quotes from over twenty insurers, including the likes of Aviva, Axa, Allianz, Liberty and Zurich, to get you the very cheapest insurance on the market. Visit our homepage and get a Quick Quote today. It only takes 60 seconds and it could save you a fortune.
If you have and questions or need any further advice please don’t hesitate to get in touch. Just send us an email, give us a call or drop into our offices today. We’d be delighted to help.
All the best,
The Team at GMIB.ie
